With experience like consumer banking, economic progress, public services, and contacting, the group integrates the intelligence of expertise making use of commitment and techie clever of next-generation enterprise. Earnestly employed on all fronts, the ACE group has never wavered in a commitment that provides assist with individuals within neighborhoods and develop work in Georgia. In a reflection of this areas most of us serve, our workers is definitely ethnically diverse and inhabit outlying, suburban, and urban forums throughout North Georgia.

All Of Our Associates

Ceo and CEO, MBA

Fricks founded state of the art Access to cash for Entrepreneurs, Inc. (ACE), a Georgia not-for-profit group which enables underserved business proprietors develop their particular companies through investment, coaching and connections. In 2018, Bank of The country and SunTrust Basics honored serve for outstanding effect of creating a lot more than $60 million in financial products, assisting a lot more than 900 smaller businesses, and assisting make or maintain 7,700 activities for Georgians. Fricks is among Bizwomen’s 100 Women to look after, a females whom Mean companies Honoree by Atlanta companies Chronicle and one for the 100 Most Influential Georgians by Georgia phenomenon publication. She is honored with a Vision of Excellence Award by way of the Atlanta company League and offered the Inaugural life time Achievement honor by Startup Atlanta. SBA Georgia called Fricks as savings facilities champ of the season. If asked precisely what the woman greatest power happens to be, she’s going to let you know that actually their capability empower others to fulfill their unique hopes and dreams. That’s what she’s efficient at, and that is certainly exactly what excites this model. Fricks at present functions on Advisory panel for Atlanta’s Women’s Entrepreneurship effort (WEI), the Board of administrators of Appalachian Community investment, the Fifth one-third Advisory deck and Invest Atlanta’s unique marketplace taxation debt aboard. The woman is a past member of the nationwide panel of Directors of the Association for organization possibility (AEO) and table of Trustees of North Georgia Technical college or university. Fricks, small companies manager for longer than 15 years, can be a former table Member of the National connections of females small business owners, Atlanta chapter. The lady undergraduate is during personal get the job done from institution of Tennessee at Martin along with her MBA scales from the University of Memphis.

Ray Pennie

Ceo of Organization Development

Pennie could be the ceo of companies improvement for serve and serves as the leader of ACE’s plan facilities and entrepreneur informative activities. Ahead of becoming a member of serve, Pennie was actually vice-president of sales progress for Clearpoint, and had been liable for managing a nationwide company advancement professionals that widened Clearpoint’s objective of economic potential, education and guidance outreach to underserved financial teams. The organization got a unique fascination with offering lowest- to average- revenue populations, Hispanics, veterans, and elderly North americans. Their personnel was actually crucial in establishing brand new and diverse profits rivers by creating proper alliances with national companies and non-profits to advance develop the agency’s impact and achieve. Just before signing up for Clearpoint, Pennie am Director of income at bonus The usa advertising loaning, just where he or she encouraged the business enterprise improvement teams. Pennie enjoys about 28 numerous years of experience in the consumer banking segment employed in business, domestic credit and house therapy. Pennie presently serves throughout the aboard for Better Business Bureau of city Atlanta, Athens & North check my source Georgia and previously presented as vp your PTSA of Chamblee rent High School. He can be a past member of the board of mission 35 Advocacy, a course for end veteran homelessness. Before beginning his profession, Pennie proudly functioned for six age when you look at the U.S. Navy as a Cryptologic complex user. Pennie been to Capella institution just where this individual analyzed company control.

Tim K. Griffis, CFA

Fundamental Operating Officer

As principal performing policeman, Griffis aids ACE’s CEO regarding implementation of ideal endeavours and supervises the credit and financing branches. Griffis take over twenty five years of monetary providers feel to your state and also held numerous executive roles in commercial, shoppers and company banking in addition to wealth therapy. Well before signing up for serve, Griffis most recently offered as senior vp of business financial for Synovus Bank inside the Atlanta location. Before, the man worked well as a branch business movie director for Georgia-South Carolina location in parts financial institution, where this individual developed a method for that lender to focus effectively with small business owners. Before becoming a member of ACE’s leadership personnel, Griffis presented on its deck of Directors, and that he features attended a variety of social and unpaid tasks in organizations like residency for Humanity, Rotary, joined technique, Boys and Girls association, and multiple enclosure of marketing communities. Griffis generated a Bachelor of companies Administration in fund from Georgia south University. He is a native Georgian and also has proved helpful in a variety of communities across Georgia, including Macon, Savannah, Valdosta, and Atlanta. Griffis has a Chartered monetary Analyst identification and its a user belonging to the Atlanta people of Finance and financial experts.